About US
About US
Passionate about innovation and data, we’re reimagining how businesses manage customer relationships — smarter, faster, and more human.
Passionate about innovation and data, we’re reimagining how businesses manage customer relationships — smarter, faster, and more human.
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Users globally through our integrations with banks
‘Alif’ users to be admitted onto our UK digital bank programme
Client satisfaction rate built on trust and results.
We are on a mission to help
We are on a mission to help
100 million people
100 million people
to grow their wealth in line with their values.
to grow their wealth in line with their values.
The Story Thus Far
What started as a vision has grown into a journey of progress and purpose.
Explore how each milestone has brought us closer to redefining what’s possible in our industry.
What started as a vision has grown into a journey of progress and purpose.
Explore how each milestone has brought us closer to redefining what’s possible in our industry.
• Kestrl hires in-house tech and data teams including Head of Data Mus’ab Shaharom
• Partnered with True Layer for Open Banking enablement
• Launched consumer app with budgeting, spending insights, investment marketplace and ethical stock screening.
2021
Tech Foundation
• Kestrl hires in-house tech and data teams including Head of Data Mus’ab Shaharom
• Partnered with True Layer for Open Banking enablement
• Launched consumer app with budgeting, spending insights, investment marketplace and ethical stock screening.
2021
Tech Foundation
• Kestrl hires in-house tech and data teams including Head of Data Mus’ab Shaharom
• Partnered with True Layer for Open Banking enablement
• Launched consumer app with budgeting, spending insights, investment marketplace and ethical stock screening.
2021
Tech Foundation
• Launched software service for Banks looking to better serve Muslim customers
• Partnered with Bank Islam Malaysia to launch the region’s first digital Islamic bank
• Joined Techstars London’s prestigious accelerator
2022
Digital Pioneer
• Launched software service for Banks looking to better serve Muslim customers
• Partnered with Bank Islam Malaysia to launch the region’s first digital Islamic bank
• Joined Techstars London’s prestigious accelerator
2022
Digital Pioneer
• Launched software service for Banks looking to better serve Muslim customers
• Partnered with Bank Islam Malaysia to launch the region’s first digital Islamic bank
• Joined Techstars London’s prestigious accelerator
2022
Digital Pioneer
• Expanded to UAE and partnered with Emirates NBD to launch ‘faith-based’ features in their app
• Opened official office in Johor Bahru, Malaysia
• Raised $1m USD Seed round backed by Techstars and Wahed Ventures
2023
Seed Capital
• Expanded to UAE and partnered with Emirates NBD to launch ‘faith-based’ features in their app
• Opened official office in Johor Bahru, Malaysia
• Raised $1m USD Seed round backed by Techstars and Wahed Ventures
2023
Seed Capital
• Expanded to UAE and partnered with Emirates NBD to launch ‘faith-based’ features in their app
• Opened official office in Johor Bahru, Malaysia
• Raised $1m USD Seed round backed by Techstars and Wahed Ventures
2023
Seed Capital
• Partnered with Bank Muamalat to launch a new digital bank
• Launched the Muslim Money Talk podcast
• Won the Money 20/20 Fintech for Good Award in KSA, Innovate Finance’s Pitch 360 Award and Malaysia Digital’s Fintech Award
2024
Award Validation
• Partnered with Bank Muamalat to launch a new digital bank
• Launched the Muslim Money Talk podcast
• Won the Money 20/20 Fintech for Good Award in KSA, Innovate Finance’s Pitch 360 Award and Malaysia Digital’s Fintech Award
2024
Award Validation
• Partnered with Bank Muamalat to launch a new digital bank
• Launched the Muslim Money Talk podcast
• Won the Money 20/20 Fintech for Good Award in KSA, Innovate Finance’s Pitch 360 Award and Malaysia Digital’s Fintech Award
2024
Award Validation
• Building a new UK digital bank whilst partnering with a major Malaysian bank
• Winners of Abu Dhabi Islamic Bank’s Ethical Finance Award
2025
Global Expansion
• Building a new UK digital bank whilst partnering with a major Malaysian bank
• Winners of Abu Dhabi Islamic Bank’s Ethical Finance Award
2025
Global Expansion
• Building a new UK digital bank whilst partnering with a major Malaysian bank
• Winners of Abu Dhabi Islamic Bank’s Ethical Finance Award
2025
Global Expansion
Strong founding team,
composed of industry leaders.
Strong founding team,
composed of industry leaders.
Strong founding team,
composed of industry leaders.
Experienced founders. Proven builders. Fintech thinkers shaping the next generation of financial innovation.
Experienced founders. Proven builders. Fintech thinkers shaping the next generation of financial innovation.
Experienced founders. Proven builders. Fintech thinkers shaping the next generation of financial innovation.
Areeb Siddiqui
CEO
Areeb Siddiqui
CEO
Areeb Siddiqui
CEO
Areeb Siddiqui
CEO
Daeng Termizi
COO
Daeng Termizi
COO
Daeng Termizi
COO
Daeng Termizi
COO
Ayaz Siddiqui
CFO
Ayaz Siddiqui
CFO
Ayaz Siddiqui
CFO
Ayaz Siddiqui
CFO
Irfan Radzi
CTO
Irfan Radzi
CTO
Irfan Radzi
CTO
Irfan Radzi
CTO
Mus'ab Shahrom
Head of Data Science
Mus'ab Shahrom
Head of Data Science
Mus'ab Shahrom
Head of Data Science
Mus'ab Shahrom
Head of Data Science
Expertise That Powers Growth
Expertise That Powers Growth
Expertise That Powers Growth
We’re guided by professionals who’ve launched and managed leading UK Islamic banks, brokerages, and wealth managers — ensuring every product we create meets the highest standards.
We’re guided by professionals who’ve launched and managed leading UK Islamic banks, brokerages, and wealth managers — ensuring every product we create meets the highest standards.
We’re guided by professionals who’ve launched and managed leading UK Islamic banks, brokerages, and wealth managers — ensuring every product we create meets the highest standards.
The Kestrl account and card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.
Find out more in our Terms and Conditions & READ OUR PRIVACY POLICY.
The Kestrl account and card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.
Find out more in our Terms and Conditions & READ OUR PRIVACY POLICY.
The Kestrl account and card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.
Find out more in our Terms and Conditions & READ OUR PRIVACY POLICY.
The Kestrl account and card is issued by AF Payments Limited pursuant to a licence by Mastercard International. AF Payments Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN: 900440) for the issuing of electronic money and payment instruments.
Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International.
Find out more in our Terms and Conditions & READ OUR PRIVACY POLICY.